Business Lending

Lines of Credit

• Working capital lines of credit available for seasonal fluctuations in receivables and inventory or to support other working capital needs.

Term Loans

• Financing is available for the acquisition of machinery, equipment or other fixed assets for your business or to refinance existing term debt. Terms up to ten (10) years.

Commercial Mortgages

• Financing is available for the purchase or refinancing of owner occupied or non-owner occupied commercial real estate. Terms up to ten (10) years with amortizations up to 25 years.

Demand Loans

• Financing available for specific short-term needs with interest monthly and final maturity generally within one (1) year.

Letters of Credit

• Specific commitments guaranteed by the Bank for a third party beneficiary are available to qualified borrowers.

Construction Loans

• Financing for land acquisition, development and construction as well as rehabilitation and expansion of existing facilities. Single closing construction/permanent financing.

Residential Development Loans

• Financing for residential builders and developers available for projects from single lots to major sub-divisions.