First Federal of Bucks CountyDoing more for you.
Join us on Facebook

Business Banking


Business Lending

Lines of Credit

Working capital lines of credit available for seasonal fluctuations in receivables and inventory or to support other working capital needs.

Term Loans

Financing is available for the acquisition of machinery, equipment or other fixed assets for your business or to refinance existing term debt. Terms up to ten (10) years.

Commercial Mortgages

Financing is available for the purchase or refinancing of owner occupied or non-owner occupied commercial real estate. Terms up to ten (10) years with amortizations up to 25 years.

Penn Community Bank NMLS: 434939

Demand Loans

Financing available for specific short-term needs with interest monthly and final maturity generally within one (1) year.

Letters of Credits

Specific commitments guaranteed by the Bank for a third party beneficiary are available to qualified borrowers.

Construction Loans

Construction to Permanent Loans


  • One Time Closing
  • One Time Application
  • Interest only payments during construction period
  • Interest and payments based only on disbursed amount
  • Finance up to 80% of the future value
  • Low fees

Why choose a construction to permanent loan

  • One time closing save duplicate costs
  • One time qualification and loan documentation
  • Lock in permanent rate at closing, up to 9 months to complete construction
  • Low payments during construction period
  • Experienced construction lenders to guide to process

* If your loan includes an escrow impound account, any changes to the cost of your real estate taxes and insurance could affect your total monthly payment amount.
** Subject to Credit Approval.

NOTE: An example loan of $100,000 at 6.49% for 240 months would have monthly payments of $744.99

Residential Development Loans

Financing for residential builders and developers available for projects from single lots to major sub-divisions.