Personal Lending

Residential Mortgages:

First Federal has many mortgage options to choose from including fixed rate, variable rate, and bi-weekly mortgages. They can be used to either purchase your dream home, or refinance your existing mortgage.

Home Equity Loans:

Use your home's equity to get the credit you need for the things you want now. Money is received all at once then it is paid back in stable, fixed monthly payments.

Home Equity Lines of Credit:

Home Equity Lines let your home work for you. A First Federal Home Equity Line of Credit is flexible enough to be used for whatever you need, whenever you want, simply by writing a check. It's a great way for major purchases, educational expenses, home improvements or debt consolidation.

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Student Loans:

Covers the gap between the cost of education and the amount you have received through grants, scholarships, and federal loans.

Installment Loans:

First Federal offers both Auto and Personal Loans to suit you financing needs.