Keep more money in your pocket with our checking account products
All First Federal checking products include the following features:
No minimum deposit, no monthly service charges, no per-check charges, and no hidden charges.
Earns interest at competitive rates on monthly balances over $500. Interest is compounded daily and credited monthly. Minimum opening deposit is $100. Monthly service charges are waived when the account balance is maintained at $500 or more.
$10,000 combined deposit (Checking/Money Market/Savings/Now/Consumer Loans) needed to avoid $15 monthly service charge; pays interest on Checking balances over $1,000; FREE Basic Style Checks (2 boxes per year) or credit toward upgrade; FREE Standard Travelers Cheques; No ATM fees from First Federal; $50 cash after first Direct Deposit; $50 cash after paying first bill online; Preferred rates on Loans and Certificates of Deposit; $250 discount on mortgage closing costs; one courtesy overdraft-fee waiver on your first overdraft/nsf event.
No minimum balance, No monthly service charge; interest on all balances; FREE Basic Style Checks (2 boxes per year) or credit toward upgrade; 50% discount on annual safe deposit box rental (one box only); preferred rates on Loans and Certificates of Deposit.
1 (1) The fee is $28.00 for the payment of each overdraft; (2) The categories of transactions for which a fee for paying an overdraft may be imposed; (3) The time period by which the consumer must repay or cover any overdraft; and (4) The circumstances under which the institution will not pay an overdraft.