The rates shown are available for single family, owner occupied properties. The maximum loan amount at these rates is $800,000.
* this rate reflects ¼% discount with automatic payment from a First Federal account.
Percentage of Equity:
| 1st Lien | 2nd Lien | ||
| Aggregate Mortgage Loans Total: | $0 - $500,000 | 80% | 75% |
| $500,001 - $650,000 | 75% | 70% | |
| $650,001 and above | 70% | 65% |
| Investment Properties: | 1% higher rate - 70% of equity $1,000 - $29,000; Single Family (one to four residences) |
Interest Rate is Variable, equal to the Prime Lending Rate
Borrow 1% Below Prime
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Introductory APR* 1.00% Below Prime (Current APR )
No Application Fees
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*The introductory Annual Percentage Rate (APR) will vary based on the Wall Street Journal prime rate minus -1.00%. The current Wall Street Journal Prime Rate is as of publication date. Maximum APR is 18%. After the APR will vary based on the Wall Street Journal prime rate. 120 month term/interest only. Rate is Variable. Loans from $5000 to $800,000. Rate assumes Loan to Value (LTV) of 80% or less. Rates subject to change without notice. Fire and/or flood insurance required where applicable. Title insurance and appraisal required on loans over $250,000. Subject to credit approval. May be tax deductible. See your tax advisor.
Percentage of Equity:
| 1st Lien | 2nd Lien | ||
| Aggregate Mortgage Loans Total: | $0 - $500,000 | 80% | 75% |
| $500,001 - $650,000 | 75% | 70% | |
| $650,001 and above | 70% | 65% |
Interest Rate Cap: 18%
Minimum Check Amount: $500.00 - FREE check supply.
