| Statement Savings | Passbook Savings | Junior Savings | Certificate of Deposit | Individual Retirement Account | |
| Free First Federal Online Banking | Yes | Yes | Yes | Yes | Yes |
| Free ATM card | Yes | No | No | No | No |
| Free Phone Banking | Yes | Yes | Yes | Yes | Yes |
| First Federal Fees at Other Banks ATMs | First 4 per month Free | N/A | N/A | N/A | N/A |
| Earns Interest | Yes | Yes | Yes | Yes | Yes |
| Earnings Frequency | Monthly | Quarterly | Quarterly | Quarterly or Monthly depending on term | Annually |
| Minimum Opening Deposit | $100 | $200 | $25 | $500 | Fixed - $500 Variable - $100 |
| Balance to Avoid Monthly Service Charge | $100 | $200 | $25 | N/A | N/A |
| Monthly Service Charge | $3.00 | $3.00 | $1.00 | N/A | N/A |